Your Government Lending Specialist    

      USDA, FHA, VA & Conventional Lender

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Welcome to Flanagan State Bank!

We are currently offering the following channels for Mortgage Lending:



Assisted Correspondent

Modified (Mini) Correspondent

Delegated Correspondent

For further information on which channel would be best for your company, please view our Channels Page or  contact us at 

or 815-676-0990.


Currently doing business in all States EXCEPT: AK, CT, MA, DE, NH, NJ,VT, NY, RI, VA & Washington D.C.  (Hawaii is Delegated Only)

To Submit or Re-submit your files, use this link:

Access to the Submission Portal & Pipeline requires a log in.  If your company is approved to do business with FSB and you are in need of a log in (or a reset), please email

To Sign up for Rate Sheet & Announcement Delivery:

Thank you for signing up for rate sheet delivery. Please note that acceptance of our rate sheets may include additional marketing from Flanagan State Bank and Announcement Delivery. We promise to keep our marketing to a low volume and applicable to your business needs. Thank you again for your interest in Flanagan State Bank.
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Have a loan question? 

Email us at

Have a Scenario to run by us?  

Email your 1003, credit report and a brief outline of the situation to

We will return a written assessment of your file to you!  (We will complete on TBD addresses!!)

Need your borrowers income analyzed for what Underwriting would use?

Email your tax returns, paystubs, W-2's or other important information for income to  We will return a written assessment that you can use for underwriting!

Need help with our LOS System?

Email us at!