Your Government Lending Specialist    

      USDA, FHA, VA & Conventional Lender

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Underwriting Turn Times

Our turn times are currently at 36 - 48 hours.  If your file is not received within this time frame from when you FINALED the file, please do not contact the underwriter, send an email to [email protected]


**The time starts when our Jr Underwriter confirms submission to the Underwriter if items are missing on your submission.**

To check when the Jr sent your file to underwriting, please go to the Status & Tracking screen and choose Loan History.

Closing Turn Times

FSB is now accepting CD Requests for a 24 hour turn time!  The CD Request must be in no later than 4:00 PM CST and the CD can go out the next day.  


Please email your Closing Disclosure Request Form to [email protected] after the CTC is received.  Please visit the Forms & Tools page for the most recent version.


Please read through our Closing Disclosure Instructions to understand how our process works!

July Closing Calendar

 Monday
 Tuesday
 Wednesday
 Thursday
 Friday
 Saturday
 Sunday
 June 25

Scheduled with FSB before 4 PM, Initial CD goes out tomorrow. Closing can occur on Friday, June 29th

  June 26
Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Monday, July 1st

  June 27

Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Monday, July 1st

      June 28

Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Tuesday, July 3rd

  June 29

Scheduled with FSB before 4PM, Initial CD goes out Monday.  Closing can occur on Friday, July 6th
  June 30
  July 1 

 July 2

Scheduled with FSB before 4 PM, Initial CD goes out tomorrow.  Closing can occur on Monday, July 9th

       July 3

Scheduled with FSB before 4PM, Initial CD goes out Thursday. Closing can occur on Monday, July 9th

 July 4

Independence Day holiday - FSB closed

         July 5

Scheduled with FSB before 4PM, Initial CD goes out tomorrow. Closing can occur on Tuesday, July 10th

          July 6

Scheduled with FSB before 4PM, Initial CD goes out Monday. Closing can occur on Thursday, July 12th

       July 7 
July 8
         July 9
 Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Friday, July 13th
         July 10
Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Monday, July 16th

July 11

Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Monday, July 16th

          July 12
Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Tuesday, July 17th
         July 13
Scheduled with FSB before 4PM, Initial CD goes out Monday.  Closing can occur on Thursday, July 19th
        July 14 
  July 15 

      July 16

Scheduled with FSB before 4PM, Initial CD goes out tomorrow. Closing can occur on Friday, July 20th

         July 17
Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Monday, July 23rd
          July 18
Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Monday, July 23rd
          July 19
Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Tuesday, July 24th
          July 20
Scheduled with FSB before 4PM, Initial CD goes out Monday.  Closing can occur on Thursday, July 26th
        July 21 
 July 22 

   July 23

Scheduled with FSB before 4 PM, Initial CD goes out tomorrow. Closing can occur on Friday, July 27th

         July 24
Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Monday, July 30th
     July 25
Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Monday, July 30th

    July 26

Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Tuesday, July 31st

 July 27

Scheduled with FSB before 4PM, Initial CD goes out Monday. Closing can occur on Thursday, August 2nd

      July 28 
    July 29

 July 30

Scheduled with FSB before 4 PM, Initial CD goes out tomorrow. Closing can occur on Friday, August 3rd

 July 31

Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Monday, August 6th

 August 1

Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Monday, August 6th

 August 2

Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Tuesday, August 7th

 August 3

Scheduled with FSB before 4PM, Initial CD goes out Monday. Closing can occur on Thursday, August 9th

      August 4 
August 5 

Tax Transcript Turn Times

All tax transcripts are now ordered by the submitting company through access to FSB's account with Partners Credit.  To request log in credentials to complete your transcript request, please use this form and send it in to [email protected].  For instructions on how to order please use this form:  How to order tax transcripts using Partners Credit.

Note:  Transcripts are only required for Self-Employed borrowers or income that is not W-2'd.  Any rental income, Sch C, F, E or Corporation Income must be supported with transcripts.  Any W-2 wage earner files that will not be ordering transcripts must supply tax returns to confirm the borrower is using W-2 income only.

FHA Case Number Turn Times

Email your request to [email protected]. There is a form available under Forms & Tools section.  If your request is not returned within 2 - 3 hours, please email us at [email protected]