Your Government Lending Specialist    

      USDA, FHA, VA & Conventional Lender

Click here to edit subtitle

Underwriting Turn Times

Our turn times are currently at 36 - 48 hours.  If your file is not received within this time frame from when you FINALED the file, please do not contact the underwriter, send an email to mtgsupportcenter@flanaganstatebank.com


**The time starts when our Jr Underwriter confirms submission to the Underwriter if items are missing on your submission.**

To check when the Jr sent your file to underwriting, please go to the Status & Tracking screen and choose Loan History.

Closing Turn Times

FSB is now accepting CD Requests for a 24 hour turn time!  The CD Request must be in no later than 4:00 PM CST and the CD can go out the next day.  


Please email your Closing Disclosure Request Form to closings@flanaganstatebank.com after the CTC is received.  Please visit the Forms & Tools page for the most recent version.


Please read through our Closing Disclosure Instructions to understand how our process works!

May Closing Calendar

 Monday
 Tuesday
 Wednesday
 Thursday
 Friday
 Saturday
 Sunday

 Apr 23

Scheduled with FSB before 4 PM, Initial CD goes out tomorrow. Closing can occur on Friday, Apr 27th.

 Apr 24

Scheduled with FSB before 4 PM, Inital CD goes out tomorrow. Closing can occur on Monday, Apr 30th.

 Apr 25

Scheduled with FSB before 4 PM, Inital CD goes out tomorrow. Closing can occur on Monday, April 30th.


 Apr 26

Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Tuesday, May 1st.

 Apr 27

Scheduled with FSB before 4PM, Initial CD goes out on Monday. Closing can occur on Thursday, May 3rd.

 Apr 28
 Apr 29

 Apr 30

Scheduled with FSB before 4 PM, Initial CD goes out tomorrow. Closing can occur on Friday, May 4th

      May 1

Scheduled with FSB before 4PM, Initial CD goes out tomorrow. Closing can occur on Monday, May 7th

       May 2

Scheduled with FSB before 4PM, Initial CD goes out tomorrow. Closing can occur on Monday, May 7th

        May 3

Scheduled with FSB before 4PM, Initial CD goes out tomorrow. Closing can occur on Tuesday, May 8th

       

  May 4

Scheduled with FSB before 4PM, Initial CD goes out Monday. Closing can occur on Thursday, May 10th

      May 5 
    May 6 
        May 7
 Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Friday, May 11th
        May 8
Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Monday, May 14th
        May 9
Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Monday, May 14th
         May 10
Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Tuesday, May 15th
        May 11
Scheduled with FSB before 4PM, Initial CD goes out Monday.  Closing can occur on Thursday, May 17th 
       May 12
   May 13

      May 14

Scheduled with FSB before 4PM, Initial CD goes out tomorrow. Closing can occur on Friday, May 18th

        May 15
Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Monday, May 21st
         May 16
Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Monday, May 21st
         May 17
Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Tuesday, May 22nd
         May 18
Scheduled with FSB before 4PM, Initial CD goes out Monday.  Closing can occur on Thursday, May 24th
       May 19 
 May 20 

   May 21

Scheduled with FSB before 4 PM, Initial CD goes out tomorrow. Closing can occur on Friday, May 25th

        May 22
Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Tuesday, May 29th
    May 23
Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Tuesday, May 29th

    May 24

Scheduled with FSB before 4PM, Initial CD goes out tomorrow.  Closing can occur on Wednesday, May 30th
      May 25
Scheduled with FSB before 4PM, Initial CD goes out Monday.  Closing can occur on Friday, June 1st
     May 26 
   May 27

 May 28

Memorial Day holiday - FSB closed

 May 29

Scheduled with FSB before 4PM, Initial CD goes out tomorrow. Closing can occur on Monday, June 4th

   May 30

Scheduled with FSB before 4PM, Initial CD goes out tomorrow. Closing can occur on Monday, June 4th

 May 31

Scheduled with FSB before 4PM, Initial CD goes out tomorrow. Closing can occur on Tuesday, June 5th

 June 1

Scheduled with FSB before 4PM, Initial CD goes out Monday. Closing can occur on Thursday, May 10th

     June 2 
   June 3 

Tax Transcript Turn Times

All tax transcripts are now ordered by the submitting company through access to FSB's account with Partners Credit.  To request log in credentials to complete your transcript request, please use this form and send it in to mtgsupportcenter@flanaganstatebank.com.  For instructions on how to order please use this form:  How to order tax transcripts using Partners Credit.

Note:  Transcripts are only required for Self-Employed borrowers or income that is not W-2'd.  Any rental income, Sch C, F, E or Corporation Income must be supported with transcripts.  Any W-2 wage earner files that will not be ordering transcripts must supply tax returns to confirm the borrower is using W-2 income only.

FHA Case Number Turn Times

Email your request to govrequests@flanaganstatebank.com. There is a form available under Forms & Tools section.  If your request is not returned within 2 - 3 hours, please email us at mtgsupportcenter@flanaganstatebank.com