Your Government Lending Specialist    

      USDA, FHA, VA & Conventional Lender

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Need assistance?

Email [email protected] with ANY questions you may have!

Required Documents Needed For ALL Loans

Tools for Review -  Submission - Closing

Submission Form

Early Closing Disclosure Request Form 

Early Closing Disclosure Instructions 

Income Calculation Request Form NEW for 2021!

Itemization of Credits on 1003 DOT  - use to advise the credits that will be included to reduce cash to close

Closing Request Form 

Prequal Review Cover Sheet 

Change of Circumstance Form

Early Disclosure Docs

Your Home Tool Kit Acknowledgement 

Acknowledgment of HUD Counseling

Electronic Disclosure Agreement

Anti-Steering Disclosure - no longer in our disclosure package, but still a required form if Brokered/Lender Paid loan

Borrower Authorization & Certification

Broker Compensation Acknowledgment - required on all brokered loans

Disclosure Notice

E-Sign Disclosure                                                     

Rate Lock Fee Agreement                                                      Service Provider Form

Undisclosed Debt - no longer in our disclosure package, but still a required form

Authorization for the SSA to release SSN Verification form

Intent to Proceed

Lead Based Paint Disclosure - for dwelling built prior to 1978

For State Disclosures, please email [email protected] 

Required Documents for USDA

USDA Document Checklist

USDA Form 3555-21 -10/19 Revision

USDA Notice to Applicants & Household Income

USDA Guarantee Fee Calculator

New Construction Documents (FHA. VA, USDA)

New Construction Documentation Checklist 

Builders Certificate (form 92541)

Plan Certification (USDA Form RD 1924-25)

Warranty of Completion of Construction (HUD Form 92544-A/VA Form 26-1859)

Builder Cabo and Lead Water Cert

VA Not Inspected Acknowledgement for New Construction Form

Termite Protection (form NPMA-99a) 

Termite Protection (form NPMA-99b)

10 year builder warranty (can be bought by builder or split between builder/borrower)

Certificate of Occupancy - from local authority

Building Permit

(How to obtain) VA Builder ID

If a building permit & Certificate of Occupancy are not available in the county/local area, a letter on letterhead from the County/City is needed to confirm this