Your Government Lending Specialist
USDA, FHA, VA & Conventional Lender

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Required Documents Needed For ALL Loans

Submission Form

Early Closing Disclosure Request Form

Early Closing Disclosure Instructions

Itemization of Credits on 1003 DOT - use to advise the credits that will be included to reduce cash to close

Closing Request Form

600 - 619 Prequal Request Cover Sheet

Electronic Disclosure Agreement

Your Home Tool Kit Acknowledgement

Acknowledgment of HUD Counseling

Anti-Steering Disclosure - no longer in our disclosure package, but still a required form

Borrower Authorization & Certification

Broker Compensation Acknowledgment - required on all brokered loans

Disclosure Notice

E-Sign Disclosure

Rate Lock Fee Agreement

Service Provider Form

Undisclosed Debt - no longer in our disclosure package, but still a required form

Change of Circumstance Form

Net Tangible Benefit Form

Authorization for the SSA to release SSN Verification form

Intent to Proceed

Homestead Waiver

Escrow Repair Holdback Agreement

Lead Based Paint Disclosure - for dwelling built prior to 1978

Required Documents for FHA

FHA Document Checklist

FHA Addendum Uniform Residential App

FHA Amendatory Clause

FHA Case Number Request/Transfer Form

For Your Protection Get a Home Inspection

Informed Consumers Choice Disclosure

FHA Notice to Applicants

Important Notice to Homebuyer

Lead Based Paint Disclosure(built pre-1978)

Notice To Homeowner

FHA Identity of Interest

FHA Disclosure Packet

Required Documents for VA

VA Document Checklist

VA Notice to Applicant

VA Amendatory Escape Clause

Rights of a Veteran

VA IRRRL Worksheet

Request for Certificate of Eligibility

Nearest Relative Not Living With You

Federal Collection Policy Notice

Debt Questionnaire

Military Counseling Checklist

Child Care Letter

VA Allowable/Unallowable Fee Table

VA Rate Reduction Certification

VA Closing Cost Information for Lenders

VA Termite Inspection Requirements by State

VA Loan Calculator

VA Entitlement Calculation Samples

Required Documents for USDA
USDA Document Checklist
USDA Form 3555-21
USDA Notice to Applicants & Household Income
USDA Guarantee Fee Calculator

New Construction Documents (FHA. VA, USDA)
New Construction Documentation Checklist
Builders Certificate (form 92541)
Plan Certification (USDA Form RD 1924-25)
Warranty of Completion of Construction (HUD Form 92544-A/VA Form 26-1859)
Builder Cabo and Lead Water Cert
VA Not Inspected Acknowledgement for New Construction Form
Termite Protection (form NPMA-99a)
Termite Protection (form NPMA-99b)
10 year builder warranty (can be bought by builder or split between builder/borrower)
Certificate of Occupancy - from local authority
Building Permit
(How to obtain) VA Builder ID
If a building permit & Certificate of Occupancy are not available in the county/local area, a letter on letterhead from the County/City is needed to confirm this

FSB Miscellaneous Forms

Appraisal Credit Card Auth Form

Appraisal Roster Form

Appraisal Order Form

Appraisal Appeal Form

Condo Questionnaire Short form

Condo Questionnaire Long form

Power of Attorney - Sample form

Income Documentation Forms

SAM Cash Flow Analysis - This form is to be used to calculate self employment income from tax returns. Please enable Macros for the form to work properly!

Liquidity Worksheet - This form is used to assess liquidity for Partnerships & S-Corps. Please enable Macros for the form to work properly!

FSB Income Calculation Worksheet - to be used for W-2'd wage earners. Has sections for Base Income, Overtime, Bonus, Commission and other income. Spreadsheet is programmed to calculate income averages.

Rental Income Worksheet-used to calculate Rental Income listed on a Schedule E or newly rented property that has not had a return filed on it, yet. Please enable Macros for the form to work properly!