Required Documents Needed For ALL Loans
Tools for Review - Submission - Closing
Early Closing Disclosure Request Form
Early Closing Disclosure Instructions
Income Calculation Request Form NEW for 2021!
Itemization of Credits on 1003 DOT - use to advise the credits that will be included to reduce cash to close
Early Disclosure Docs
Your Home Tool Kit Acknowledgement
Acknowledgment of HUD Counseling
Electronic Disclosure Agreement
Anti-Steering Disclosure - no longer in our disclosure package, but still a required form if Brokered/Lender Paid loan
Borrower Authorization & Certification
Broker Compensation Acknowledgment - required on all brokered loans
Rate Lock Fee Agreement Service Provider Form
Undisclosed Debt - no longer in our disclosure package, but still a required form
Authorization for the SSA to release SSN Verification form
Lead Based Paint Disclosure - for dwelling built prior to 1978
For State Disclosures, please email [email protected]
Required Documents for USDA
USDA Form 3555-21 -10/19 Revision
USDA Notice to Applicants & Household Income
New Construction Documents (FHA. VA, USDA)
New Construction Documentation Checklist
Builders Certificate (form 92541)
Plan Certification (USDA Form RD 1924-25)
Warranty of Completion of Construction (HUD Form 92544-A/VA Form 26-1859)
Builder Cabo and Lead Water Cert
VA Not Inspected Acknowledgement for New Construction Form
Termite Protection (form NPMA-99a)
Termite Protection (form NPMA-99b)
10 year builder warranty (can be bought by builder or split between builder/borrower)
Certificate of Occupancy - from local authority
Building Permit
(How to obtain) VA Builder ID
If a building permit & Certificate of Occupancy are not available in the county/local area, a letter on letterhead from the County/City is needed to confirm this
Required Documents for USDA
USDA Form 3555-21 -10/19 Revision
USDA Notice to Applicants & Household Income
New Construction Documents (FHA. VA, USDA)
New Construction Documentation Checklist
Builders Certificate (form 92541)
Plan Certification (USDA Form RD 1924-25)
Warranty of Completion of Construction (HUD Form 92544-A/VA Form 26-1859)
Builder Cabo and Lead Water Cert
VA Not Inspected Acknowledgement for New Construction Form
Termite Protection (form NPMA-99a)
Termite Protection (form NPMA-99b)
10 year builder warranty (can be bought by builder or split between builder/borrower)
Certificate of Occupancy - from local authority
Building Permit
(How to obtain) VA Builder ID
If a building permit & Certificate of Occupancy are not available in the county/local area, a letter on letterhead from the County/City is needed to confirm this
FSB Appraisal Forms
Appraisal Credit Card Auth Form
Appraisal Waiver Acknowledgement
FSB Condo Forms
Condo Questionnaire Short form - use for O/O & 2nd Home
Condo Questionnaire Long form - use for N/O/O property
Miscellaneous Docs
POA - Sample form
Net Tangible Benefit Form - conventional only
Escrow Repair Holdback Agreement
Hold Harmless Agreement - for other than Well & Septic