Required Documents Needed For ALL Loans
Early Closing Disclosure Request Form
Early Closing Disclosure Instructions
Itemization of Credits on 1003 DOT - use to advise the credits that will be included to reduce cash to close
600 - 619 Prequal Request Cover Sheet
Electronic Disclosure Agreement
Your Home Tool Kit Acknowledgement
Acknowledgment of HUD Counseling
Anti-Steering Disclosure - no longer in our disclosure package, but still a required form
Borrower Authorization & Certification
Broker Compensation Acknowledgment - required on all brokered loans
Undisclosed Debt - no longer in our disclosure package, but still a required form
Authorization for the SSA to release SSN Verification form
Escrow Repair Holdback Agreement
Lead Based Paint Disclosure - for dwelling built prior to 1978
Required Documents for USDA
USDA Notice to Applicants & Household Income
New Construction Documents (FHA. VA, USDA)
New Construction Documentation Checklist
Builders Certificate (form 92541)
Plan Certification (USDA Form RD 1924-25)
Warranty of Completion of Construction (HUD Form 92544-A/VA Form 26-1859)
Builder Cabo and Lead Water Cert
VA Not Inspected Acknowledgement for New Construction Form
Termite Protection (form NPMA-99a)
Termite Protection (form NPMA-99b)
10 year builder warranty (can be bought by builder or split between builder/borrower)
Certificate of Occupancy - from local authority
Building Permit
(How to obtain) VA Builder ID
If a building permit & Certificate of Occupancy are not available in the county/local area, a letter on letterhead from the County/City is needed to confirm this
Required Documents for USDA
USDA Notice to Applicants & Household Income
New Construction Documents (FHA. VA, USDA)
New Construction Documentation Checklist
Builders Certificate (form 92541)
Plan Certification (USDA Form RD 1924-25)
Warranty of Completion of Construction (HUD Form 92544-A/VA Form 26-1859)
Builder Cabo and Lead Water Cert
VA Not Inspected Acknowledgement for New Construction Form
Termite Protection (form NPMA-99a)
Termite Protection (form NPMA-99b)
10 year builder warranty (can be bought by builder or split between builder/borrower)
Certificate of Occupancy - from local authority
Building Permit
(How to obtain) VA Builder ID
If a building permit & Certificate of Occupancy are not available in the county/local area, a letter on letterhead from the County/City is needed to confirm this
Income Documentation Forms
SAM Cash Flow Analysis - This form is to be used to calculate self employment income from tax returns. Please enable Macros for the form to work properly!
FSB Income Calculation Worksheet - to be used for W-2'd wage earners. Has sections for Base Income, Overtime, Bonus, Commission and other income. Spreadsheet is programmed to calculate income averages.
Rental Income Worksheet-used to calculate Rental Income listed on a Schedule E or newly rented property that has not had a return filed on it, yet. Please enable Macros for the form to work properly!
How To Instructions Sheets
Welcome to our "Instruction Section". We have recently updated this section to fit the busy LO and Processor time constraints. Every Instruction Sheet is a one page document (except for a couple, they are 2 pages) that will give you the minimum information you need to complete a specific task.
VA High Balance & Jumbo Size Loans
How to use Mortgagebot for PMI quote
How to change a borrowers name
How and when to use Mortgage Support Team
How to price out a loan without locking
Funding Tips for Fast Closings
E-Sign Delivery for Initial CD's
How to use Mortgagebot for E-Disclosures
Letters of Explanation - General Guidance
New Construction Document Checklist
How to request a RUSH from UW or closing
Determining the review type for Conventional Condo Loans
Documentation Needed for Condo Approval
How To Complete the Anti-Steering Form
Printing Initial Disclosure Packet
Instructions to Set Up Your GUS Access
How to Upload Conditions (The Easy Way)
How To Get Set Up To Order Tax Transcripts Through Partners Credit/FSB
How To Order Tax Transcripts with FSB
How to Upload & Register a Loan
How to Submit a Loan to Underwriting
How to View the Conditional Approval
LE Instructions and Initial Disclosure Printing
Understanding Your Loan Status
How to Request Login or Reset a Log In
How to Submit a COC (Change of Circumstance)
How to Extend your lock prior to expiring
How to pay for my Appraisal up front
Role of a Jr Underwriter (Compliance Conditions)
Role of an Underwriter (PTC & PTF Conditions)
How To Instructions Sheets
Welcome to our "Instruction Section". We have recently updated this section to fit the busy LO and Processor time constraints. Every Instruction Sheet is a one page document (except for a couple, they are 2 pages) that will give you the minimum information you need to complete a specific task.
VA High Balance & Jumbo Size Loans
How to use Mortgagebot for PMI quote
How to change a borrowers name
How and when to use Mortgage Support Team
How to price out a loan without locking
Funding Tips for Fast Closings
E-Sign Delivery for Initial CD's
How to use Mortgagebot for E-Disclosures
Letters of Explanation - General Guidance
New Construction Document Checklist
How to request a RUSH from UW or closing
Determining the review type for Conventional Condo Loans
Documentation Needed for Condo Approval
How To Complete the Anti-Steering Form
Printing Initial Disclosure Packet
Instructions to Set Up Your GUS Access
How to Upload Conditions (The Easy Way)
How To Get Set Up To Order Tax Transcripts Through Partners Credit/FSB
How To Order Tax Transcripts with FSB
How to Upload & Register a Loan
How to Submit a Loan to Underwriting
How to View the Conditional Approval
LE Instructions and Initial Disclosure Printing
Understanding Your Loan Status
How to Request Login or Reset a Log In
How to Submit a COC (Change of Circumstance)
How to Extend your lock prior to expiring
How to pay for my Appraisal up front
Role of a Jr Underwriter (Compliance Conditions)
Role of an Underwriter (PTC & PTF Conditions)
