Your Government Lending Specialist    

      USDA, FHA, VA & Conventional Lender

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FSB Published Memo's

Check here often to stay up to date on our most recent changes & announcements.

Important Memos

5/7/2019 Important Memo: MFH & No Score

4/3/2019 Important Memo: Disaster Area Announcement

3/7/2019  Important Memo: Updated Early CD Process, Updated Closing Request Process & 2018 SAM Worksheets

1/11/2019 Important Memo: Early CD Process Updates

1/4/2019 Important Memo: Government Shutdown

12/12/2018 Important Memo: Conventional Matrix Update-No Score Borrowers, USDA Manufactured Home Pilot Program, USDA Matrix Updates, 97% Matrix Updates, Holiday Schedule, Escrow Repair Holdback - updates on weather related repairs, Prequalification Updates - No Score Borrowers

9/25/2018 Important Memo: Early CD Process Update, Initial Submissions

6/29/2018 Important Memo: Initial/Early CD Process, DACA Update, 4th of July Holiday

5/21/2018 Important Memo: Memorial Day, Month End

5/2/2018 Important Memo: Underwriter Changes; Turn Times; Scenarios, Income Review & Questions

3/19/2018 Important Memo: USDA Tax Transcripts update & Correspondent Fee Addition

1/15/2018 Important Memo:Gov Loan Refi Seasoning, Well Water Testing, Tax Transcript Requirements, USDA Procedure Updates, Initial Closing Disclosure, Universal Loan Identifier, VA Appraisal Process, MI & Conventional Loans

1/5/2018 Important Memo: MLK Day, Escrow Repair Holdback Agreement, No Score Borrower Refi, Manufactured Home AUS, Uploaded Docs, POA, Flood Insurance and Escrow Waiver, Property in Flood Zone for USDA financing, Changes after CTC

12/8/2017 Important Memo: Christmas & New Year's Day Holidays

11/15/2017 Important Memo: Thanksgiving Holiday, PMI Disclosures

10/3/2017  Important Memo: Columbus Day, FEMA Disaster Area Update & E-Sign Services

9/25/17  Important Memo: New Conventional Matrix

6/29/17 Important Memo: 4th of July Holiday, New Phone Number for Fundings, PTF Conditions

4/24/17 Important Memo: Updated Electronic Signature Form

4/18/17 Important Memo: 2016 Tax Transcripts, MBot Password Resets/Login, USDA Loans and HOI, USDA 3555-21, Va Termite Inspection

3/1/17 Important Memo: Correspondent and Wholesale Accounts, VA Student Loan Guidance Update

2/13/17 Important Memo: President's Day, E-Sign, VA Rates, Tax Transcripts, Recertifications

1/9/17  Important Memo: FHA MI Update, E-Sign Documents Now Available, Holiday Notification (MLK Jr. Day)

1/4/17 Important Memo: Condition Numbering, E-Sign Documents, 1003 Address Entry, New Cutoff Times for CD Ordering (4pm)

12/13/16 Important Memo: Condition Numbering, Welcome Pete Bullock CSR, Holiday Schedule, Cutoff Time for CD ordering, UW Notes

10/7/16 Important Memo: Columbus Day, USDA Loans, Turn Times, Notes from Underwriting

9/14/16 Important Memo:  IRS Technical Difficulties and Rent Free letters of explanation

9/8/2016 Important Memo:  CD info, USDA fee Reminder & New Email Address

8/23/2016 Important Memo: Current turn times, New CD Form Request, USDA Fee Update, 600-619 program introduction

7/19/2016 Important Memo: Updated USDA Guidelines

6/16/2016 Important Memo: July 4th, USDA GUS Access, uploading conditions

                      USDA Set Up Instructions

                      Uploading Conditions (The Easy Way!)

05/24/16   Important Memo:   Memorial Day, Net Tangible Worksheet, Tax Transcript  Update, Current turn times, New Resubmission  Process  

04/29/16  Important Memo:  620 Conventional, Conditions, Turn times, USDA Tax Transcripts Requirements

04/11/16   Important Memo:  2015 Tax Transcripts, General Ordering of Transcripts, New FHA ID, Underwriting Notes, Vendor Screen

03/31/16  Important Memo:  New Process for Ordering 4506T 

                   Ordering Setup for transcripts

                   4506T Instructions                  

08/25/15  Important Memo:  USDA fee change, FHA Case # Request Form, FHA Guideline Update, Closing Turn Time

07/31/15   Important Memo:  Staff Changes & End of Month



Pricing Policy

Wholesale Pricing Policy - revised 12/7/15

Correspondent Pricing Policy

 

FSB Policies