FSB Published Memo's
Important Memos
1/13/2021- Important Announcement: Self-Employment Updated Forms
12/10/2020- Important Announcement: Self-Employment & COVID, Freddie Mac COVID-19 Bulletin, Fannie Mae COVID Guidelines
8/31/2020 - Important Announcement: Recent FEMA Declared Disaster Areas
8/13/2020 - Important Announcement: FNMA & FHLMC Refinance Adverse Market LLPA
5/11/2020 - Important Announcement: Lock Extensions-Furloughed Borrowers, Memorial Day Holiday
4/28/2020 - Important Announcement: FHA & USDA 620-659 Overlays Revised
4/27/2020 - Important Announcement: FHA & USDA 620-659 Overlays
4/20/2020 - Important Announcement: FHA & USDA - Updates to Minimum Scores
4/13/2020 - Important Announcement: Rates & Rate Sheets-Broker Clients only & Retail Invitation
4/6/2020 - Important Announcement: Credit Score Changes - FHA, USDA & VA
3/31/2020 - Important Announcement: FHA & USDA Appraisal, Verbal VOE
3/26/2020 - Important Memo: No Score Government Loan Update & 600-619 Government Loan Update
3/23/2020 - Important Memo: FNMA & FHLMC Updates - Appraisal Requirements
12/12/2019 Important Memo: VA Funding Fee Update, USDA Tech Fee Update, Loan Limits Update for 2020
10/10/2019 Important Memo: Columbus Day, FHA Cash Out 85% Deadlines
8/30/2019 Important Memo: VA IRRRL & Cash Out Updates, FHA Cash Out Reminder, Labor Day
7/1/2019 Important Memo: Tax Transcript Update & Tax Transcript Ordering Process
6/20/2019 Important Memo: Disaster Area Announcement & USDA Income Update
6/13/2019 Important Memo: FEMA Disaster Declarations - AR, NE, OK, SD
5/7/2019 Important Memo: MFH & No Score
4/3/2019 Important Memo: Disaster Area Announcement
3/7/2019 Important Memo: Updated Early CD Process, Updated Closing Request Process & 2018 SAM Worksheets
1/11/2019 Important Memo: Early CD Process Updates
1/4/2019 Important Memo: Government Shutdown
9/25/2018 Important Memo: Early CD Process Update, Initial Submissions
6/29/2018 Important Memo: Initial/Early CD Process, DACA Update, 4th of July Holiday
5/21/2018 Important Memo: Memorial Day, Month End
5/2/2018 Important Memo: Underwriter Changes; Turn Times; Scenarios, Income Review & Questions
3/19/2018 Important Memo: USDA Tax Transcripts update & Correspondent Fee Addition
12/8/2017 Important Memo: Christmas & New Year's Day Holidays
11/15/2017 Important Memo: Thanksgiving Holiday, PMI Disclosures
10/3/2017 Important Memo: Columbus Day, FEMA Disaster Area Update & E-Sign Services
9/25/17 Important Memo: New Conventional Matrix
6/29/17 Important Memo: 4th of July Holiday, New Phone Number for Fundings, PTF Conditions
4/24/17 Important Memo: Updated Electronic Signature Form
3/1/17 Important Memo: Correspondent and Wholesale Accounts, VA Student Loan Guidance Update
2/13/17 Important Memo: President's Day, E-Sign, VA Rates, Tax Transcripts, Recertifications
10/7/16 Important Memo: Columbus Day, USDA Loans, Turn Times, Notes from Underwriting
9/14/16 Important Memo: IRS Technical Difficulties and Rent Free letters of explanation
9/8/2016 Important Memo: CD info, USDA fee Reminder & New Email Address
8/23/2016 Important Memo: Current turn times, New CD Form Request, USDA Fee Update, 600-619 program introduction
7/19/2016 Important Memo: Updated USDA Guidelines
6/16/2016 Important Memo: July 4th, USDA GUS Access, uploading conditions
Uploading Conditions (The Easy Way!)
04/29/16 Important Memo: 620 Conventional, Conditions, Turn times, USDA Tax Transcripts Requirements
03/31/16 Important Memo: New Process for Ordering 4506T
Ordering Setup for transcripts
07/31/15 Important Memo: Staff Changes & End of Month