Your Government Lending Specialist    

      USDA, FHA, VA & Conventional Lender

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Underwriting Turn Times

Our turn times are currently at 24 - 48 hours.  If your file is not received within this time frame from when you FINALED the file, please do not contact the underwriter, send an email to [email protected]


**The time starts when our Jr Underwriter confirms submission to the Underwriter if items are missing on your submission.**

To check when the Jr sent your file to underwriting, please go to the Status & Tracking screen and choose Loan History.

Closing Turn Times

Closings can occur the 3rd business day after the day it is scheduled.  Please email the signed Initial CD and your Closing Request Form to [email protected] after the CTC is received.  Please visit the Forms & Tools page for the most recent version.


Please read through our Early CD Process  to understand how our process works!

March Closing Calendar

 Monday
 Tuesday
 Wednesday
 Thursday
 Friday
 Saturday
 Sunday


Feb 25

Scheduled with FSB before 4PM, closing can occur on Thursday, Feb 28th
          Feb 26
Scheduled with FSB before 4PM, closing can occur on Friday, Mar 1st

 

      Feb 27

Scheduled with FSB before 4PM, closing can occur on Monday, Mar 4th


Feb 28

Scheduled with FSB before 4PM, closing can occur on Tuesday, Mar 5th

 

 

 Mar 1

Scheduled with FSB before 4PM, closing can occur on Wednesday, Mar 6th
  Mar 2 
    Mar 3 
    

Mar 4

Scheduled with FSB before 4PM, closing can occur on Thursday, Mar 7th
          Mar 5

Scheduled with FSB before 4PM, closing can occur on Friday, Mar 8th
    Mar 6

Scheduled with FSB before 4PM, closing can occur on Monday, Mar 11th
        Mar 7

Scheduled with FSB before 4PM, closing can occur on Tuesday, Mar 12th
              Mar 8

Scheduled with FSB before 4PM, closing can occur on Wednesday, Mar 13th
         Mar 9 
  Mar 10 
             Mar 11

Scheduled with FSB before 4PM, closing can occur on Thursday, Mar 14th
        Mar 12

Scheduled with FSB before 4PM, closing can occur on Friday, Mar 15th
 Mar 13

Scheduled with FSB before 4PM, closing can occur on Monday, Mar 18th
           Mar 14

Scheduled with FSB before 4PM, closing can occur on Tuesday, Mar 19th
           Mar 15

Scheduled with FSB before 4PM, closing can occur on Wednesday, Mar 20th
        Mar 16 

   Mar 17

      Mar 18

Scheduled with FSB before 4PM, closing can occur on Thursday, Mar 21st

          Mar 19
Scheduled with FSB before 4PM, closing can occur on Friday, Mar 22nd
       Mar 20
Scheduled with FSB before 4PM, closing can occur on Monday, Mar 25th
          Mar 21
Scheduled with FSB before 4PM, closing can occur on Tuesday, Mar 26th

 Mar 22

Scheduled with FSB before 4PM, closing can occur on Wednesday, Mar 27th
        Mar 23 
    Mar 24 

Mar 25

Scheduled with FSB before 4PM, closing can occur on Thursday, Mar 28th

 Mar 26

Scheduled with FSB before 4PM, closing can occur on Friday, Mar 29th

 Mar 27

Scheduled with FSB before 4PM, closing can occur on Monday, Apr 1st

      Mar 28

Scheduled with FSB before 4PM, closing can occur on Tuesday, Apr 2nd

 Mar 29

Scheduled with FSB before 4PM, closing can occur on Wednesday, Apr 3rd
       Mar 30 
  Mar 31 

 Apr 1

Scheduled with FSB before 4PM, closing can occur on Thursday, Apr 4th

 Apr 2

Scheduled with FSB before 4PM, closing can occur on Friday, Apr 5th

 Apr 3

Scheduled with FSB before 4PM, closing can occur on Monday, Apr 8th

 Apr 4

Scheduled with FSB before 4PM, closing can occur on Tuesday, Apr 9th

 Apr 5

Scheduled with FSB before 4PM, closing can occur on Wednesday, Mar 20th
         Apr 6 
    Apr 7 

Tax Transcript Turn Times

All tax transcripts are now ordered by the submitting company through access to FSB's account with Partners Credit.  To request log in credentials to complete your transcript request, please use this form and send it in to [email protected].  For instructions on how to order please use this form:  How to order transcripts using Partners Credit.
Note:  Transcripts are only required for Self-Employed borrowers or income that is not W-2'd.  Any rental income, Sch C, F, E or Corporation Income must be supported with transcripts.  Any W-2 wage earner files that will not be ordering transcripts must supply tax returns to confirm the borrower is using W-2 income only.

FHA Case Number Turn Times

Email your request to [email protected]. There is a form available under Forms & Tools section.  If your request is not returned within 2 - 3 hours, please email us at [email protected].