Flanagan State Bank
USDA, FHA, VA & Conventional
National Mortgage Lender
Underwriting Turn Times
Underwriting Turn Times
If you have any questions on the status of your loan(s), please contact Mortgage Support at mtgsupportcenter@flanaganstatebank.com
Our current turntimes are 24-48 hours
USDA Commitment Turn Times - currently working on files from 11/2/2023
Important things to remember:
Files submitted after 11 am count for the next day
Weekends do not count in the work days
If your file has MI or USDA Submissions needed, the turn time may be longer
USDA Commitment Turn Times are dictated by USDA only. FSB does not have any control over these turn times.
2023 Holidays
2023 Holidays
The following holidays will affect FSB's turn times and will not count for Recission & TRID dates as we will be closed:
January 2nd-New Year's Day
January 16th-MLK Day
February 20th-President's Day
May 29th-Memorial Day
June 19th-Juneteenth (observed)
July 4th-Independence Day
September 4th-Labor Day
October 9th-Columbus Day
November 23rd-Thanksgiving
November 24th-Day after Thanksgiving*
December 25th-Christmas Day
*will count for Recission or TRID dates
Closing Turn Times
Closing Turn Times
Closings can occur on the 1st business day after the day it is scheduled. Please UPLOAD the signed Initial CD and your Closing Request Form to the file after the Clear to Close is received. FINAL your file to allow us to confirm the closing date back to you!
