Your Government Lending Specialist    

      USDA, FHA, VA & Conventional Lender

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Any inquiries for updates or questions, email Mortgage Support!

Underwriting Turn Times

New Submissions to Underwriting                                                    Currently working on files from              9/18/2020

Resubmitted Files to Underwriting                                                    Currently working on files from              9/21/2020

                                  Resubmitted CONVENTIONAL files to Underwriting              Currently working on files from             9/24/2020                                                                     USDA Commitment Turn Times                                                          Currently working on files from            9/23/2020

IF you have questions on the status of your loans, please email

[email protected]


Important things to remember

  • Files submitted AFTER 2PM count for the next day
    • weekends do not count in the work days
    • If your file has MI or USDA Submissions needed, the turn time may be longer 
    • USDA Commitment turn times are dictated by USDA only.  FSB does not have any control over these turn times

    Closing Turn Times

    Closings can occur the 3rd business day after the day it is scheduled.  Please UPLOAD the signed Initial CD and your Closing Request Form to the file after the CTC is received.  FINAL your file to allow us to confirm the closing date back to you!  

    Please visit the Forms & Tools page for the most recent version.


    Please read through our Early CD Process  to understand how our process works!

    September Closing Calendar

     Monday
     Tuesday
     Wednesday
     Thursday
     Friday
     Saturday
     Sunday
        August 31

    Scheduled with FSB before 4PM, closing can occur on Thursday, September 3rd

    September 1

    Scheduled with FSB before 4PM, closing can occur on Friday, September 4th

         September 2

    Scheduled with FSB before 4PM, closing can occur on Tuesday, September 8th

    September 3

    Scheduled with FSB before 4PM, closing can occur on Wednesday, September 9th

    September 4

    Scheduled with FSB before 4PM, closing can occur on Thursday, September 10th
    Sept. 5
    Sept. 6 

    September 7

    FSB offices closed in observance of Labor Day holiday

    September 8

    Scheduled with FSB before 4PM, closing can occur on Friday, September 11th
       September 9

    Scheduled with FSB before 4PM, closing can occur on Monday, September 14th
       September 10

    Scheduled with FSB before 4PM, closing can occur on Tuesday, September 15th
       September 11

    Scheduled with FSB before 4PM, closing can occur on Wednesday, September 16th
    Sept. 12
    Sept. 13
       September 14
    Scheduled with FSB before 4PM, closing can occur on Thursday, September 17th
        September 15

    Scheduled with FSB before 4PM, closing can occur on Friday, September 18th
        September 16

    Scheduled with FSB before 4PM, closing can occur on Monday, September 21st
       September 17

    Scheduled with FSB before 4PM, closing can occur on Tuesday, September 22nd
    September 18
    Scheduled with FSB before 4PM, closing can occur on Wednesday, September 23rd
    Sept. 19
    Sept. 20

       September 21

    Scheduled with FSB before 4PM, closing can occur on Thursday, September 24th
       September 22
    Scheduled with FSB before 4PM, closing can occur on Friday, September 25th
       September 23
    Scheduled with FSB before 4PM, closing can occur on Monday, September 28th
       September 24
    Scheduled with FSB before 4PM, closing can occur on Tuesday, September 29th

    September 25

    Scheduled with FSB before 4PM, closing can occur on Wednesday, September 30th
    Sept. 26
    Sept. 27

    September 28

    Scheduled with FSB before 4PM, closing can occur on Thursday, October 1st

       September 29

    Scheduled with FSB before 4PM, closing can occur on Friday, October 2nd
       September 30

    Scheduled with FSB before 4PM, closing can occur on Monday, October 5th

         October 1

    Scheduled with FSB before 4PM, closing can occur on Tuesday, October 6th

    October 2

    Scheduled with FSB bofore 4PM, closing can occur on Wednesday, October 7th
    October 3
    October 4

    October 5

    Scheduled with FSB before 4PM, closing can occur on Thursday, October 8th

    October 6

    Scheduled with FSB before 4PM, closing can occur on Friday, October 9th

         October 7

    Scheduled with FSB before 4PM, closing can occur on Tuesday, October 13th

        October 8

    Scheduled with FSB before 4PM, closing can occur on Wednesday, October 14th

       October 9

    Scheduled with FSB before 4PM, closing can occur on Wednesday, October 15th
     October 10
    October 11

    Tax Transcript Turn Times

    Tax transcripts are now required on all files due to IRS changes in the handling of the 4506T.  Mortgage Support will be happy to order the transcripts for you at any stage of your file.  We recommend the earlier the order is placed, the better.  The Broker or Correspondent customer may email [email protected] once a file has been created to request the transcripts to be ordered by our team.  If a 4506T is not available, we can deliver one to your borrower via e-sign.  If the file is submitted without transcripts, the underwriter will condition for this.  Email Mortgage Support to help fulfill this condition.

    FHA Case Number Turn Times

    Email your request to [email protected]. There is a form available under Forms & Tools section.  If your request is not returned within 2 - 3 hours, please email us at [email protected]. 

    CAIVRS may be ordered in this same manner!