Your Government Lending Specialist    

      USDA, FHA, VA & Conventional Lender

Click here to edit subtitle

 

Any inquiries for updates or questions, email Mortgage Support!

Underwriting Turn Times

  New Submissions to Underwriting                                                    Currently working on files from             11/16/2020

  Resubmitted Files to Underwriting                                                     Currently working on files from              11/19/2020

                Resubmitted CONVENTIONAL files to Underwriting               Currently working on files from             11/19/2020                                USDA Commitment Turn Times                                                         Currently working on files from            11/13/2020

IF you have questions on the status of your loans, please email

[email protected]


Important things to remember

  • Files submitted AFTER 2PM count for the next day
    • weekends do not count in the work days
    • If your file has MI or USDA Submissions needed, the turn time may be longer 
    • USDA Commitment turn times are dictated by USDA only.  FSB does not have any control over these turn times

    Closing Turn Times

    Closings can occur the 3rd business day after the day it is scheduledPlease UPLOAD the signed Initial CD and your Closing Request Form to the file after the CTC is received.  FINAL your file to allow us to confirm the closing date back to you!  

    Please visit the Forms & Tools page for the most recent version.


    Please read through our Early CD Process  to understand how our process works!

    November Closing Calendar

     Monday
     Tuesday
     Wednesday
     Thursday
     Friday
     Saturday
     Sunday
        October 26

    Scheduled with FSB before 4PM, closing can occur on Thursday, October 29th

    October 27

    Scheduled with FSB before 4PM, closing can occur on Friday, October 30th

       October 28

    Scheduled with FSB before 4PM, closing can occur on Monday, November 2nd

    October 29

    Scheduled with FSB before 4PM, closing can occur on Tuesday, November 3rd

    October 30

    Scheduled with FSB before 4PM, closing can occur on Wednesday, November 4th

    Oct. 31
    Nov. 1 

    November 2

    Scheduled with FSB before 4PM, closing can occur on Thursday, November 5th

    November 3

    Scheduled with FSB before 4PM, closing can occur on Friday, November 6th

      November 4

    Scheduled with FSB before 4PM, closing can occur on Monday, November 9th

       November 5

    Scheduled with FSB before 4PM, closing can occur on Wednesday, November 10th

       November 6

    Scheduled with FSB before 4PM, closing can occur on Thursday, November 12th

    Nov. 7
    Nov. 8
     November 9
    Schedule with FSB before 4PM,
    closing can occure on Thursday, November 12th
        November 10

    Scheduled with FSB before 4PM, closing can occur on Friday, November 13th

        November 11

    Scheduled with FSB before 4PM, closing can occur on Monday, November 16th

       November 12

    Scheduled with FSB before 4PM, closing can occur on Tuesday, November 17th

    November 13
    Scheduled with FSB before 4PM, closing can occur on Wednesday, November 18th
    Nov. 14
    Nov. 15

       November 16

    Scheduled with FSB before 4PM, closing can occur on Thursday, November 19th

       November 17
    Scheduled with FSB before 4PM, closing can occur on Friday, November 20th
       November 18
    Scheduled with FSB before 4PM, closing can occur on Monday, November 23rd
       November 19
    Scheduled with FSB before 4PM, closing can occur on Tuesday, November 24th

    November 20

    Scheduled with FSB before 4PM, closing can occur on Wednesday, November 25th

    Nov. 21
    Nov. 22

    November 23

    Scheduled with FSB before 4PM, closing can occur on Monday, November 30th

      November 24

    Scheduled with FSB before 4PM, closing can occur on Tuesday, December 1st

       November 25

    Scheduled with FSB before 4PM, closing can occur on Wednesday, December 2nd

     November 26


    Closed in observance of Thanksgiving

    November 27

    Closed in observance of Thanksgiving holiday weekend

    Nov. 28
    Nov. 29

    November 30

    Scheduled with FSB before 4PM, closing can occur on Thursday, December 3rd

    December 1

    Scheduled with FSB before 4PM, closing can occur on Friday, December 4th

         December 2

    Scheduled with FSB before 4PM, closing can occur on Monday, December 7th

       December 3

    Scheduled with FSB before 4PM, closing can occur on Tuesday, November 10th

     December 4

    Scheduled with FSB before 4PM, closing can occur on Wednesday, December 9th

     Dec. 5
    Dec. 6

    Tax Transcript Turn Times

    Tax transcripts are now required on all files due to IRS changes in the handling of the 4506T.  Mortgage Support will be happy to order the transcripts for you at any stage of your file.  We recommend the earlier the order is placed, the better.  The Broker or Correspondent customer may email [email protected] once a file has been created to request the transcripts to be ordered by our team.  If a 4506T is not available, we can deliver one to your borrower via e-sign.  If the file is submitted without transcripts, the underwriter will condition for this.  Email Mortgage Support to help fulfill this condition.

    FHA Case Number Turn Times

    Email your request to [email protected]. There is a form available under Forms & Tools section.  If your request is not returned within 2 - 3 hours, please email us at [email protected]

    CAIVRS may be ordered in this same manner!